Wisconsin homeowners insurance will protect you and your home from many of the hazards that come with owning a house. As Wisconsin is prone both to natural disasters as well as floods, it's vital to ensure that you have insurance to protect your property.
There are many companies in Wisconsin that provide high-quality insurance at an affordable price. Here are the top factors to take into consideration when choosing a homeowner's insurance:
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Erie: This is a well-rounded insurance company with great rates and excellent customer service. Its standard policies include a broad range of home insurance coverage options, including coverage for storm damage and guaranteed replacement cost. This benefit protects your assets if they are worth more after a loss than the value of your home.
Badger Mutual: With its low rates and high customer satisfaction scores, this company is a top option for Wisconsin residents. The company also offers discounts and additional insurance riders for security and safe homes.
Farmers is a popular choice for homeowners looking for a quality insurance policy at a reasonable price. Its standard policies cost less that half the average price for a home built in a new state. It offers the best deal for older homeowners.
West Bend is a good choice for homeowners that have had previous claims filed against their policies. It is one of Wisconsin's cheapest home insurance providers and has the lowest premiums for homeowners that have had previous claims.
Affinity Insurance: This is the best choice for anyone looking to get affordable homeowners insurance in Wisconsin. The policyholders pay just $347 per annum, which is less than half of the average state rate for a home without a prior claim history.
Also, their quotes are among the lowest for homes without a history of claims. In addition, they offer an excellent track record in customer satisfaction.
AARP: For retirees in Wisconsin looking for homeowners insurance with ease of management, this insurance company is the best option. Its policies are designed with seniors in mind and offer a variety of ways to save, such as bundling home and auto insurance.
This company is a good choice for those who want to make green upgrades to their homes. Their standard policy includes coverage for energy-efficient and environmentally friendly items, like solar panels and wood-burning fireplaces.
Wisconsin has a lower average cost of home insurance than the nation, at $1,084 a year. You can use the search tool below to get a home insurance quote and learn about your specific coverage needs.