ASPCA's reputation as the oldest pet-insurance provider in America is excellent. It offers many different plan options from accident only to full coverage. ASPCA also offers a 10% discount for policies that cover multiple pets.
ASPCA provides several types of insurance for pets, including sickness and accident only, as well as preventative care. The most comprehensive option is the Complete Coverage(sm) plan, which includes accident and illness benefits as well as wellness add-ons.
The Complete Coverage Plan reimburses you for unexpected vet fees after you've met your deductible. The annual deductible will be available to you, as well as the reimbursement percentage and the maximum payout limit.
You will have to pay $100 as a deductible before you can receive reimbursements for claims that you made during your policy period. If you set your deductible as $500, all claims will be reimbursed once you have reached that amount.
Preventative Care Plans
You can get reimbursed by ASPCA for routine vet visits, vaccinations and health screenings. This plan is a good way to avoid expensive and life-threatening illnesses.
This is a big benefit, since most other insurance plans require a waiting time or a deductible to cover preventive care. ASPCA's prevention care plans are different. There are no deductibles nor waiting periods.
You can use the ASPCA's website and app to manage your account. You can also submit and track claims as well as manage your pet’s health records. The local vet finder allows you to search for veterinarians in your area.
Crum & Forster Pet Insurance Group provides the ASPCA with pet health insurance. This company has an A+ from the Better Business Bureau. TrustPilot also gives them a rating of 4.3 out 5 stars. Insurance policies are offered for cats and dogs. They also include the ASPCA Healthy Pet Deductible that automatically lowers your pet's deductible each year by $50 if they don't get reimbursed.
There are also discounts for enrolling in this policy if you have more than 1 pet. ASPCA also provides a quick and easy quoting system, along with a sample free policy.
You can get a quote
You can get a quote online by visiting the ASPCA website and completing a form. You can then customise your premium depending on your pet’s age, its gender and where it lives.
The ASPCA site also contains a wealth other information about the health of pets, including breed specific resources and a comparison tool. A mobile app is also available that allows you to search for a vet in your locality, pay bills and submit claim forms. The app can be downloaded for free from either the Apple App Store, or Google Play Store.