GEICO homeowners' insurance reviews are a crucial part of your decision-making. Understanding the types of coverage and discounts available is important. It also helps to know how much a policy costs so you can compare it with other companies.
Homeowners insurance is a form of property coverage that covers the structure and other associated structures of your home, as well as personal belongings within your dwelling. It covers things like theft, fire and damage from water or other natural catastrophes.
While coverage, endorsements, and rates may vary between insurers, the following standard coverages are offered by most policies:
Mortgage protection: This coverage can cover your debts if you are unable to repay your mortgage because of damage to your house. This coverage is not available from all home insurers, but it's worth checking out when you're shopping for a new policy.
Identity theft coverage: This cover protects you and your personal information from identity theft by preventing it and restoring the stolen data. It covers identity theft notifications, credit profiles tracking, lost wallet help and online data-protection software.
Earthquake Insurance: If you reside in an earthquake-prone region, this coverage may help pay for the costs of rebuilding your home or repairing it. Geico can offer this as an optional policy.
Guest medical coverage: This insurance can cover hospitalizations and other medical costs for a guest who is injured on your property. The policy does not cover illness or injury caused by a person who lives in your home, or is listed on the policy.
Condo insurance is a great way to protect your financial assets and give you peace of mind. It provides coverage where your condo association's master policy stops.
It also offers flood insurance, which can be a useful addition to your home insurance plan.
Getting a home insurance quote is easy with Geico's online tools and customer service agents are on hand around the clock to assist you.
Geico offers a relatively affordable home insurance policy, but the cost will vary depending on your individual situation. Geico does this because it doesn't write its own insurance policies. Instead, Geico pairs customers with a partner company that writes home insurance.
GEICO's claims process is excellent and they will fulfill your payment obligations promptly. The financial strength of the company is rated A++. Many customers have also given it high marks.
Consider bundling Geico car and home insurance together for a discount. You can save a lot of money by doing this.