Pet insurance can make it very costly to pay for a pet's medical bills. Pets Best is here for you. Their coverage is 100%. Their deductibles can be small and they don't make any discrimination based on preexisting conditions. They will pay your claim within two days and send you a paper check.
Spot covers 100% of the country.
Spot’s pet insurance considers your pet’s age, breed and size. It can save you money on unexpected vet bills, and help you prepare for any emergency. If you're unsure whether pet insurance is right for you and your pet, Spot offers several plans and a 10% discount for additional pets.
Spot coverage covers preventive care, as well as emergency expenses like flea and tick prevention and deworming. There are no deductibles or waiting periods for each covered benefit. Each benefit is subject to a set amount per year. SPOT will not reimburse you if you exceed this amount.
Spot's deductible is low
Spot customers are able to choose from policies with a $2,500 up to $10,000 deductible. They can also choose from a low or an unlimited annual deductible. They can file claims online or through Spot's app. To process a claims, they will need to obtain the medical records of their pets. Customers will receive an email response after submitting a claim. Customers can also access a personal claims portal to check the status of their claim.
Spot’s pet insurance covers veterinary services, diagnostic tests, as well as treatments for minor and major ailments. It also covers accidental injuries, hospitalizations, surgery, and medical equipment. Spot insurance covers dental cleanings. The deductible is low and the plan reimburses 80% of expenses.
Spot's prices for young pets tend to be higher than average
Spot provides two types of pet insurance plans, Preventive Care or Accidents and Injuries. Both covers hospitalization, prescription medications, and surgery. Spot also reimburses vet expenses for illnesses and accidents. The insurance company offers discounts for multiple pets.
Policies cost between $2,500 and $10,000. Depending on the plan you choose, you can select unlimited coverage or an annual deductible. Spot's app or online submissions are accepted. The veterinary records should be submitted within 270 calendar days.
Spot's coverage doesn't depend on any pre-existing conditions
Spot does not cover pre-existing conditions like other pet insurance plans. The policy does not cover certain health conditions. For instance, dental disease, hip dysplasia, intervertebral disk disease, and other hereditary conditions aren't covered. Other exclusions include dental and orthodontic procedures and expenses related to boarding and daycare. Insurance does not cover cosmetic treatments or bilateral conditions.
Spot's preexisting illness policy does not include coverage for veterinary treatment of arthritis. Pre-existing conditions are any medical condition that occurred before the plan was issued. Unless arthritis has been treated, the insurance company cannot pay for treatment. While this policy doesn't have an age limit or a deductible, customers must still pay at least $2,500 for any vet costs.