Healthy Paws Pet Insurance covers as little as 90% of your pet’s medical costs. The policy does not have lifetime, annual or per-incident payout caps. There are some limitations to this plan, such as not covering preexisting conditions. Here are some important things to consider when you choose this pet insurance policy.
Exclusions
Healthy Paws pet insurance coverage excludes many common medical expenses for dogs and cats. There are some medical conditions that may not be covered. These include behavioral modifications, therapy, elective procedures and boarding. Pre-existing condition are also not covered. For complete details, consult your policy documents.
Pre-existing conditions, anal hormone expression, and elective procedures are not covered by Healthy Paws Insurance. However, it does cover dental care, extractions, and reconstructive surgery.
Coverage limitations
While Healthy Paws offers a range of coverage for pet insurance, the policy also comes with limitations. If your pet has a preexisting condition, for example, the insurer might not cover a hip exam. In such cases, an alternative plan of wellness might be more cost-effective.
Healthy Paws is not able to pay routine vet care costs or preventative care. You'll need to pay out-of-pocket costs for routine veterinary care, such as annual checkups and spay/neuter procedures. There is a 12-month wait period before your insurer will pay benefits for hip dysplasia and other related issues.
Cost of coverage
The cost for Healthy Paws pet insurance coverage will vary depending on which plan is selected. The company offers coverage for hip dysplasia, dental disease, and wellness care. However, you should keep in mind that pre-existing conditions may not be covered under the plan. However, you can adjust your monthly premiums and the deductible.
Healthy Paws pet insurance costs less than traditional cat insurance. For young cats, monthly coverage is as low as $15 per mois. A monthly cost for coverage for older cats is up to $90. The company allows coverage for up to 14 years old pets, but the reimbursement percentage is limited. Older pets may receive only 60% of the cost of the procedure.
Review of healthy Paws pet insurance
You should ensure that your pet's insurance policy covers all costs associated with their health care. This includes diagnostic tests and exams. Healthy Paws is a highly-rated insurance provider that has a good reputation and provides excellent customer service. The company is also accredited by the Better Business Bureau. Customers were very pleased with Healthy Paws's coverage, policies, and claims process.
Healthy Paws' claims process is quick and easy, with no waiting periods. Customers can request a quote online in minutes. They can also choose the level of deductible and reimbursement they would like. They can also purchase policies online.