There are many options available if you are searching for the best private health insurance. If you are not sure which plan is best, try searching online. There are several options available, so you don't have to worry about spending a lot of money. In addition, you will be able to find competitive rates without spending a lot of time.
Anthem
Anthem is an important health insurer and is among the top three players on the individual market. It is available in nine states and offers a variety of health insurance plans. Anthem's name is often associated to individual health insurance plans. However Anthem also offers insurance through its subsidiaries. Anthem's plans can be known as HMOs (Health Maintenance Organizations) in some states. In other states they are called Empire plans or Compcare.
Customers have given mixed reviews about Anthem health insurance. Anthem receives an F-grade rating from the Better Business Bureau. Also, Anthem's customer satisfaction rating has been low. Anthem has also been cited as denials twice as often than the industry average. Anthem settled 61 complaints over the past three-years, mostly related to billing and denied claim.
Anthem offers a variety of individual insurance plans that cover basic to high-deductible coverage. This makes Anthem a great choice for anyone looking for affordable coverage. However, customers may find high deductibles prohibitive for their budget.
Anthem offers health insurance for individuals as well as a number Medicare plans. This includes hospital recovery, accident, critical illness and critical care plans. These policies are available in select states and provide coverage for prescriptions or deductibles. Many Anthem Health Plans also offer vision or dental coverage.
Blue Cross Blue Shield
Blue Cross Blue Shield individual health insurance can be affordable for individuals. Blue Cross Blue Shield Association offers affordable health insurance through the BlueSelect program, which meets the Affordable care Act's requirements. BlueSelect can be purchased through Health Insurance Marketplace.