Healthy Paws Pet Insurance has a simple plan and covers up to 90% of your pet's medical bills. This plan has no lifetime, annual, or per-incident payout caps. There are some limitations to this plan, such as not covering preexisting conditions. Here are some important things to consider when you choose this pet insurance policy.
Exclusions
The coverage of Healthy Paws pet insurance excludes common medical expenses for cats and dogs. Certain medical conditions may not be covered, including elective procedures, boarding, behavioral modifications, therapy, and certain types of skin rashes. The policy also excludes pre-existing conditions. For complete details, consult your policy documents.
Pre-existing conditions, anal hormone expression, and elective procedures are not covered by Healthy Paws Insurance. It does, however, cover dental care and extractions as well as reconstructive surgery.
Limitations to coverage
Healthy Paws is a policy that offers pet insurance with a range. The insurer may not pay for your pet's hip exam if they have a pre-existing condition. You may find it more beneficial to purchase an additional wellness plan from a different provider in such cases.
In addition to the aforementioned limitations, Healthy Paws also excludes routine veterinary care costs and preventative care. As a result, you'll be responsible for paying out-of-pocket for dental cleanings, annual checkups, and spay and neuter procedures. The 12-month waiting period is required before the insurer will pay for benefits for hip dysplasia, or any other related issues.
Cost of coverage
The cost for Healthy Paws pet insurance coverage will vary depending on which plan is selected. The company offers coverage for hip dysplasia, dental disease, and wellness care. You should be aware that the plan may not cover pre-existing medical conditions. However, you can adjust your monthly premiums and the deductible.
Healthy Paws pet insurance costs less than traditional cat insurance. A young cat's monthly coverage can start at $15 per month. Coverage for older cats can cost up to $90 per month. The company allows coverage for up to 14 years old pets, but the reimbursement percentage is limited. The cost of the procedure may not be covered for older pets.
Review of healthy paws pet coverage
If you are looking for pet insurance, make sure it covers all the costs associated with your pet's healthcare, including diagnostic tests. Healthy Paws Insurance is highly rated and has a great reputation. The Better Business Bureau has also granted accreditation to the company. Customers have praised Healthy Paws's coverage, premiums, claims process, as well as its customer service.
Healthy Paws has a fast and easy claims process. There are no waiting periods. Customers can obtain an instant online quote and choose the deductible or reimbursement level that they prefer. Then, they can purchase a policy right from the website.