There are many options when it comes to choosing the best individual health insurance. It is possible to search online for information about the best plan. You don't need to spend a lot, as there are many options. You will also be able find affordable rates without having to spend a lot of your time.
Anthem
Anthem, a major health insurer, is one of three top players in the individual market. It has nine states of operation, and the plans it offers for health insurance vary from one state to another. Although its name is often associated with individual health insurance plans, Anthem also offers health insurance through its subsidiaries. Anthem's plans in some states are called HMOs. They are also known as Compcare plans or Empire plans in other states.
Consumers have mixed opinions about Anthem's individual health insurance. Anthem receives an F-grade rating from the Better Business Bureau. Also, Anthem's customer satisfaction rating has been low. Anthem has been cited twice for denials of claims compared to the industry average. Anthem has resolved 61 complaints during the past three years. The majority of them were billing-related and denied claims.
Anthem offers many individual plans for health insurance, from basic coverage to high deductible plans. It has a large network that includes hospitals and doctors which makes it an affordable choice for people looking for coverage. However, customers may find high deductibles prohibitive for their budget.
Anthem provides health insurance for individuals. They also offer a variety of Medicare plans including critical illness, hospital recovery, and accident plans. These policies provide coverage for prescriptions and deductibles, and are available in some states. Many Anthem plans offer vision and dental coverage.
Blue Cross Blue Shield
Blue Cross Blue Shield individuals can get affordable health insurance. The Blue Cross Blue Shield Association provides health insurance through its BlueSelect health plan, which meets the requirements for coverage under the Affordable Care Act. BlueSelect can be purchased through Health Insurance Marketplace.