Pet insurance can help you save money when it comes to the medical care of your pet. Over the life span of your animal, you can save thousands. It can also give you peace of mind knowing that you'll have access to veterinary services at the most affordable prices.
Best Pet Insurance Colorado
If you have a pet for the first time or are looking to upgrade, it is important to get the right policy that fits your budget and meets your needs. We compared Colorado pet insurance providers to find the ones that offer the best coverage for your pet.
Lemonade comes out on top as our best Colorado dog insurer. Lemonade has a very simple claims process. You can customize the deductibles, payout rate and coverage limits. It is also one of a few companies who allow you to select per-condition limits instead of annual limits. So you can choose a certain amount for your pet insurance and pay no deductible.
You can also customize your policy with optional add-ons like cancer treatment, emergency boarding, kennel fees, and more. You can choose plans that offer unlimited coverage. This means you will never be required to pay any vet costs after your deductible.
You can lower your premiums by choosing an insurer who offers an annual deductible of $50 for every year that you do not file a claim. This yearly cost can be offset by using the deductible.
Accident-only plan. For a less expensive insurance option, consider an accident only plan. This will cover you for everything from broken bones and bites to hospitalizations, surgeries, and radiology. This plan is usually less expensive than accident and illness plans, which offer more comprehensive coverage, such as general health, hereditary diseases, cancer and more.
Essential plan: A comprehensive plan can be chosen if you're looking for the best coverage. This includes cancer treatments and congenital or hereditary defects. You can also add a wellness add-on for things like vaccines, prescription food, and medications.
Healthy Paws has a number of different plans, including an accident-only, essential and top tier. Its accident-only plan can cost as low as $10 a month and includes things like alternative therapies, bite wounds, broken bones, hospitalization, surgeries and radiology services.
Figo is another top choice for those who want quick coverage. Figo's essential and accident-only plans are more affordable than other options for pet insurance in the state. Also included is an Extra Pack which includes end-oflife expenses, cancellation fees for vacations, liability coverage against third party property damage, and much more.
The cost of pet coverage in the Centennial State varies greatly based on factors such as your dog’s age, its breed, and where you live. Insurance can become more costly for some dogs and cat breeds because of their higher likelihood to need veterinary care. Some insurers have higher rates on older pets. Other companies have different prices for different breeds.