There are many different types of dog insurance. You can choose which type of coverage is best for your dog depending on their health. Dog health insurance is very beneficial for senior dogs that are in poor health. It can pay for medical bills for many ailments including cancer, heart disease, and dental problems.
Plans for Pets
You don't have to worry about paying for veterinary visits and expensive diagnostic tests if you have a dog health insurance plan. These policies are available through various companies. Many companies offer wellness services to improve your pet’s overall health. The best companies offer comprehensive insurance and customization options to fit your needs and budget.
Healthy Paws' pet health insurance policy covers a dog from head to paw. It covers illnesses, accidents, and genetic disorders. You can select whether to include surgery and alternatives or limit the coverage to routine examinations. Healthy Paws also offers a lifetime and single accident and illness policy for both dogs and cats. The policy also has no per-incident benefit cap and deductibles ranging from $100 to $500.
Healthy Paws
Healthy Paws is a well-respected company for dog insurance. Its policies are underwritten and backed by the Chubb Group. With a surplus of $25 billion and an A+ rating at credit rating agencies, it is a reputable company for dog health insurance. It is also accredited by the Better Business Bureau. Its customers are very pleased with the company's customer support, claims process, premiums, and customer service.
Although Healthy Paws doesn't cover all medical expenses, it does cover vet visits and emergency care. However, it does have some limitations, including a waiting period of two weeks or 15 days for conditions like hip dysplasia. This plan has no annual limit, and you must enroll for at minimum 15 days. However, this is a smaller disadvantage than many other dog health insurance plans. These require you to be enrolled for at least 15 days before your pet can get coverage.
ASPCA
Dog insurance from the ASPCA is a great way of protecting your dog from unexpected expenses. There are several plans that you can choose from. The full-coverage plan covers many health conditions. There are also plans with add-ons to cover accidents and preventative care.
ASPCA dog healthcare insurance reimburses as much as 90% of the vet bills. The plans are flexible so that you can select the coverage you require based upon your budget. You can also pick a percent for reimbursement or a deductible. You can also choose to go to any veterinarian you prefer. Online or postal claims are accepted.
XL Specialty Insurance Company
XL Specialty Insurance Company offers several options for coverage for your dogs. The Whole Pet plan includes $3,000 in emergency protection and comprehensive coverage. These plans are affordable, and can cover up 6 pets. You have two options: you can get coverage for only accidents, or both.
Comprehensive plans provide coverage for all costs related to illness and accidents. You can also add wellness coverage. Comprehensive policies provide coverage for everything from wellness exams to treatment and vaccinations, to behavioral therapy. XL Specialty Insurance Company has many locations that offer the best dog health insurance.
Direct Line
The Direct Line dog health insurance company offers a range of options for pet owners. These options include a fixed excess, a flexible policy, and optional extras. These features can be helpful to owners who are looking for lower premiums. Trustpilot has rated the company highly with a rating in excess of 3.8 stars.
You can receive a discount if you have more than one pet. However, this discount is only available for the first 12 months of your policy. The premiums rise each year. The plans do not provide lifetime cover, and the maximum benefit is set per condition. Pet health insurance does not include dental care.