
West Virginia homeowners coverage is essential to protecting your home, family, and belongings. West Virginia homeowner's insurance covers losses due to theft, fires, wind and many other causes. West Virginia homeowners must understand how to obtain the best insurance rates and the cost.
Homeowners Insurance Rates in West Va.
Homeowner insurance in West Virginia costs an average of $1,499 a year or about $125 a month. Prices vary depending on zip code and city. You can use Policygenius to calculate your home insurance quote.
Best Homeowners Insurance in WV for Military Families
MoneyGeek has analyzed thousands quotes to identify the top homeowners insurance companies in West Virginia for military families. These companies have high MoneyGeek ratings, good service reviews and affordable policies.

USAA is the best home insurance company for veterans in West Virginia
This insurer provides a range of policies at affordable prices that cover personal property and liability. It also tailors policies to former and current military personnel.
Erie Insurance - West Virginia's Most Affordable Homeowners’ Insurance Company
Erie is the cheapest insurer we reviewed when looking for affordable home insurance in West Virginia. The company offers discounts for bundling car and home insurance. They also offer discounts for installing an alarm to prevent burglary or a fire.
You can get an insurance quote for your home in West Virgina
The cost of homeowners insurance will vary depending on several factors. They include the size, age, location and type of home you have, along with your choices of coverages, deductibles and risk profile. An agent can give you an accurate estimate and help you choose the best home insurance policy for your West Virginia property.
State Farm Insurance Company: The Best Homeowners Insurance Company for West Virginia
The homeowners insurance deductible is responsible for a large part of the homeowners insurance cost in West Virginia. A higher deductible will mean you have to pay out of pocket for any claims that you make. However, it can also result in a reduction in your monthly premiums.

You should also compare the homeowners insurance rates of different providers to determine the one that is most affordable in your specific situation. This will make sure that your West Virginia home, and family, are covered.
Selecting the Right Home Insurance for Your West Virginia Property
West virginia homeowners know there are many hazards that can affect their property at any time of the year. Winter storms, extreme weather and heavy rains can cause serious damage to your house. You'll need to have the right amount homeowners insurance in order to protect your investment.
West Virginia homeowners insurance offers many options. You can find homeowners insurance that suits your needs, whether you live in Fairmont, Welch or anywhere else.