Home insurance is a vital part of protecting the investment you have made in your home. A policy is a good way to protect your investment in a home.
Choosing the best homeowners insurance provider for your situation is a crucial step to ensuring you receive the protection you need at a reasonable price. The top Utah insurance providers have been compared based upon their rates, customer satisfaction ratings, and policies. This will help you to choose the best provider for your home.
The average cost of homeowners insurance in Utah is $784 annually, which is significantly lower than the national average of $1,899 a year. The rate depends on several factors, including your home's age and location in the state.
MoneyGeek’s Utah home insurance estimator will give you an idea of the cost based on thousands quotes from top insurance companies.
Farmers - The lowest option for Utah baseline dwelling insurance With an average annual cost of $432, Farmers offers the best value for Utah homeowners who are looking to purchase a new house, have a pool, have poor credit, or need baseline dwelling insurance under $250,000. This is according to our analysis, in partnership with Quadrant Information Services, of over 20,000 quotes from homeowners.
USAA is another company to consider. With a score of 4.8 on Bankrate, USAA is one the few Utah companies that offers home insurance for former military personnel. This company offers several optional features like replacement cost insurance and identity theft coverage.
Earthquake coverage - Because many home insurers do not include coverage for earthquakes in their policies, it's a good idea to consider this coverage. You should consider adding earthquake insurance to Utah homeowners insurance even if it isn't near fault lines.
Nationwide - We offer the highest rated home insurance in Utah with our On Your Side(r) Review, which is a free service that helps you ensure your policy covers all the things that matter to you and your family. You will be able review your current policy, make changes and receive a quote to upgrade if necessary.
You can view your insurance policy, including all coverages, in our online portal. If you have questions or require additional assistance, it's easy to reach out to a Nationwide agent.
Depending on your needs, you'll need several types of home insurance in Utah to cover your belongings and protect your investment in your home. Coverage can include personal belongings, liability and payments for medical expenses to others.
You can adjust your deductible by speaking with an agent or adjusting your policy online. You can adjust the deductible either by speaking to an insurance agent or by changing your policy.