AIG Insurance Travel, formerly Travel Guard, are products of American International Group, Inc. It covers travel medical expenses in the event of illness or injury, including COVID-19. It also covers missed or late connections, baggage delays, and emergency escape. It is essential to understand what coverage you have in your policy.
CoVID-19 related illness coverage
AIG may offer medical coverage to cover the COVID-19 pandemic for those who are traveling abroad if they have an AIG policy. AIG also provides additional benefits, such as trip cancellation or interruption coverage and emergency medical coverage. These are great benefits that can be used to deal with unexpected situations abroad, and you won't have to worry about flying home.
It doesn't matter whether your insurance policy covers COVID-19. You need to speak with your provider. They can provide you with the necessary documents and information to help you get the treatment you need. Also, make sure to read through your policy.
Missed connection
Missing connections can happen for many reasons, including mechanical problems or inclement weather. A missed connection policy can help you get reimbursed for unused tickets and other travel expenses. This coverage will not only provide financial protection but can also help you find alternate transportation options if your plane experiences mechanical problems.
Most insurers cover missed connection, although it is important to check that your particular policy covers these types of situations. There can be a wide range of coverage levels between plans.
Baggage delay
Baggage delay protection provides financial support in the event that your luggage is delayed in arriving. It covers personal belongings such as clothes and toiletries. It reimburses up to the policy limit which is usually $500 to $1,000. To make a claim, you will need to provide receipts for purchases made while waiting for your luggage. A deductible could also apply to your claim.
While some insurance companies may offer additional baggage delays coverage, it is important to know that there are certain limits to how much you can get. Your baggage delay coverage will not cover delayed or lost bags that are returned after a 12-hour period. Before purchasing any item, it is a good idea to check your policy and make sure you have baggage delay benefits.
Emergency evacuation
AIG Insurance's travel emergency evacuation plans provide comprehensive coverage to meet travelers' medical requirements. The most popular plan covers up to $500k in emergency medical care and 50% reimbursement for trip cancellations. There are also add-ons available, such as a pet bundle or wedding package. The inconvenience bundle covers closed attractions and costs of renting a car.
Plans that provide emergency medical evacuation coverage cover medical transport and air evacuation. These plans are extremely useful when you're traveling to remote areas and don't have medical care. Other coverage options include repatriation coverage for the family of the deceased. Financial assistance is provided for beneficiaries and survivors under the Accidental Death and Dismemberment coverage. Some plans provide coverage for accidents only involving aircraft, such a plane crash. Some plans also cover delayed or lost baggage