Healthy Paws Pet Insurance provides a simple plan which covers up to 90% your pet's healthcare bills. The plan does not have a lifetime, an annual, or per incident payout cap. But there are some limitations to the plan, including the lack of coverage for preexisting conditions. Here are some of the things you should keep in mind when choosing this pet insurance plan.
Exclusions
Many common medical expenses are not covered by Healthy Paws pet insurance. Not all medical conditions are covered. This includes elective procedures, behavioral modifications and therapy. Pre-existing conditions are also excluded from the policy. For complete details, consult your policy documents.
Pre-existing conditions are not covered, as is anal gland function, or elective procedures. It does, however, cover dental care and extractions as well as reconstructive surgery.
Coverage limitations
Healthy Paws is a policy that offers pet insurance with a range. Pre-existing conditions may mean that the insurer will not cover your pet's need for a hip examination. In such cases, you may be better off buying an additional wellness plan from another provider.
Healthy Paws excludes preventative and routine veterinary care, in addition to the limitations outlined above. As a result, you'll be responsible for paying out-of-pocket for dental cleanings, annual checkups, and spay and neuter procedures. There is a 12-month wait period before your insurer will pay benefits for hip dysplasia and other related issues.
Cost of coverage
The cost of Healthy Paws insurance for pets varies depending upon the plan. The company provides coverage for hip dysplasia and dental disease as well as wellness care. You should be aware that the plan may not cover pre-existing medical conditions. However, you can adjust your monthly premiums and the deductible.
Healthy Paws pet insurance for cats is cheaper than traditional cat insurance. Monthly coverage for a young cat can be as low as $15 per month. A monthly cost for coverage for older cats is up to $90. Although coverage is available for pets up to 14 years of age, the company's reimbursement percentage is very limited. Older pets may receive only 60% of the cost of the procedure.
Review of healthy paws pet coverage
If you are looking for pet insurance, make sure it covers all the costs associated with your pet's healthcare, including diagnostic tests. Healthy Paws Insurance is highly rated and has a great reputation. The Better Business Bureau has also awarded the company accreditation. Customers praised Healthy Paws' coverage, premiums and claims process in a recent review.
Healthy Paws' claims process is quick and easy, with no waiting periods. Customers can receive an instant quote online and select the amount of their deductible and reimbursement. They can also purchase policies online.