The best homeowners insurance is available in Georgia. We've compiled an extensive list of the top home insurance companies in the state and listed their coverage options, discounts, and customer service scores so you can make the best decision for your needs.
Homeowners insurance at the lowest price in Georgia
The cost of homeowners insurance is determined by several factors, including your home's size and your risk profile. As well, you will need to decide on your deductible. It is the amount out-of-pocket that you are responsible for before your insurer pays the rest.
Even though Georgia has a mild climate, having home insurance can help cover the damage caused by hurricanes or tornadoes. Some policies include insurance against floods.
Most homeowners in Georgia don't need flood coverage, but it can be a good idea to get additional insurance if your house is in a flood-prone area. This includes homeowners insurance policies that offer a special endorsement for flood damage and those offered by the National Flood Insurance Program (NFIP).
Overall satisfaction with Country Financial is highest.
Country Financial is the leading home insurance company in the State. Its policies are available at affordable rates and offer a variety of coverage options. It also ranks high for customer service, and its policies are available in most areas of the state.
The affordability of farming is ranked highest by farmers
Farmers offers the lowest home insurance rates in the state, with an average annual premium of $703. It is a great choice for homeowners looking to save on their policy. You can lower your premiums by installing safety devices in your house, not making any claims and bundling your policies.
USAA ranks number one for military families
USAA offers a homeowners insurance policy that is excellent for those who are in the military or have family members who are. It covers all your possessions and provides a robust level of coverage. USAA offers several discounts to members who pay on time and bundle policies.
Progressive provides homeowners with the most affordable insurance coverage in Georgia. This includes standard protections for your property, your personal belongings, as well as your liability. It also has a solid reputation for customer service and receives less complaints than other insurers.
Cincinnati Financial also offers policies at a reasonable price for Georgia homeowners. ValuePenguin ranked the company's customer service as among the best in the country.
Allstate ranks fifth for homeowner's insurance and has a wide range of coverage options. Allstate's policies offer a combination of homeowners insurance and coverage options tailored to specific situations, like a condo policy or renter’s policy.
In the event that your jewelry or clothing is stolen or lost, you can opt to purchase a separate insurance policy. These policies often have higher coverage limits than standard homeowners' policies.