If you are looking for the best health insurance for individuals, you have many options. If you are not sure which plan is best, try searching online. There are many options so that you don't have worry about spending too much. In addition, you will be able to find competitive rates without spending a lot of time.
Anthem
Anthem is an important health insurer and is among the top three players on the individual market. It operates in nine states, and its health insurance plans vary by state. Anthem is commonly associated with individual health insurance plans. However, it also offers health insurance through its subsidiaries. Anthem plans are sometimes known as HMOs in some states. In other states they are called Empire plans or Compcare.
Consumers have mixed opinions about Anthem's individual health insurance. The Better Business Bureau gives the company an F-grade, and Anthem's customer satisfaction rating is low. The company has also been cited for denying claims twice as often as the industry average. Anthem has settled 61 claims in the last three years. Most of these complaints were related to billing or denied claims.
Anthem offers several individual health insurance plans, ranging from basic coverage to high-deductible plans. It has a large network that includes hospitals and doctors which makes it an affordable choice for people looking for coverage. Some customers find the high deductibles to be too costly for their budgets.
Anthem provides health insurance for individuals. They also offer a variety of Medicare plans including critical illness, hospital recovery, and accident plans. These policies offer coverage for prescriptions as well as deductibles. They are also available in some states. Many Anthem health plans include vision and dental coverage.
Blue Cross Blue Shield
Blue Cross Blue Shield Individual Health Insurance can provide affordable insurance to cover health costs. Blue Cross Blue Shield Association has a BlueSelect Health Plan that provides health insurance. It meets all requirements under the Affordable Healthcare Act. The BlueSelect plan is available through the Health Insurance Marketplace.