Home insurance is a vital part of protecting the investment you have made in your home. A policy is a good way to protect your investment in a home.
In order to get the coverage you require at the best possible price, it is essential that you choose the right homeowners' insurance company. Our comparison of the top Utah home insurance companies is based on the rates, policies and customer satisfaction scores to help you choose the right insurer for your situation.
Utah homeowners insurance averages $784 annually. This is lower than national averages of $1899 a yearly. The cost of homeowners insurance in Utah is determined by a number of factors, such as the age and location of your house.
MoneyGeek’s Utah insurance calculator allows you to estimate your costs using thousands of quotes received from leading insurers.
Farmers - The lowest option for Utah baseline dwelling insurance With an average annual cost of $432, Farmers offers the best value for Utah homeowners who are looking to purchase a new house, have a pool, have poor credit, or need baseline dwelling insurance under $250,000. This is according to our analysis, in partnership with Quadrant Information Services, of over 20,000 quotes from homeowners.
USAA - Another company that's worth considering is USAA, which has a Bankrate Score of 4.8 and is one of the few home insurance companies in Utah that sells to former military service members. This company offers several optional features like replacement cost insurance and identity theft coverage.
Earthquake coverage - Because many home insurers do not include coverage for earthquakes in their policies, it's a good idea to consider this coverage. Even if you're not near any fault lines, you should add earthquake insurance to your Utah homeowners insurance policy as a precautionary measure.
Nationwide's On Your Side (r) Review is the most highly rated home policy in Utah. This service is free and helps you to ensure that your policy includes all of the important things for you and your family. Review your policy to see if you have any updates to make. Also, get a quote if you want to upgrade.
Our online portal allows you to see your policy as well as all your coverages. Nationwide agents are available to assist you if there are any questions.
In Utah, depending on your requirements, you may require different types of home insurance to cover your possessions and protect the investment in your house. These types of coverage can include personal property, liability, and medical payments to others.
You can adjust your deductible by speaking with an agent or adjusting your policy online. Your deductible can be adjusted by speaking with a representative or changing your policy online.