Pet insurance can make it very costly to pay for a pet's medical bills. Pets Best is here to help. Their coverage is 100%. Their deductible is small, and they do not discriminate based on pre-existing conditions. They pay you within two days of your claim being processed and mail you a printed check.
Spot's coverage is 100%
Spot's pet insurance takes into account your pet's breed, age, size, and behaviour. It can help avoid costly vet bills and allow you to be prepared for an emergency. Spot has several plans available and offers a 10% discount on additional pets.
Spot's coverage includes routine preventive care and accident-related expenses, such as vaccinations, deworming, and flea and tick prevention. There are no deductibles or waiting periods for each covered benefit. The plan has a maximum annual amount for each benefit. SPOT will not pay for any excess amount.
Spot's deductible cost is low
Spot customers may choose policies with a $2,500-$10,000 deductible. You can also choose an annual deductible that is either low or unlimited. They can submit claims online via Spot's website or app. They will need the medical records of their pets to process a claim. Customers will receive an email response after submitting a claim. Through a personalized claims portal, customers can check on the status and track their claim.
Spot’s pet insurance covers veterinary services, diagnostic tests, as well as treatments for minor and major ailments. It also covers accidental injuries, hospitalization, surgery, and medical supplies. Spot insurance covers dental cleanings. The plan reimburses at least 80% of expenses, and the deductible is very low.
Spot's prices for young pets tend to be higher than average
Spot offers two types pet insurance plans: Preventive Care and Accidents and Illness. Both policies cover hospitalizations, surgeries, and prescription medication. Spot also covers vet fees for accidents and illness. Spot offers discounts to multiple pets.
Prices for policies start at $2,500 and go up to $10,000. You can choose between unlimited coverage and an annual deductible, depending on the plan that you select. Claims are submitted online or via Spot's app. Within 270 days, veterinary records must reach Spot.
Spot's coverage does not depend on pre-existing conditions
Spot does not cover pre-existing conditions like other pet insurance plans. Some conditions, however, are excluded from the policy. The policy doesn't cover dental disease or hip dysplasia as well as intervertebral disk diseases and other hereditary conditions. Dental and orthodontic procedures as well expenses related to daycare and boarding are some other exclusions. Insurance does not cover cosmetic treatments or bilateral conditions.
Spot's preexisting condition policy does not cover treatment for arthritis. The insurance company defines a "pre-existing" condition as any medical condition that existed before Spot's plan was issued. Unless the arthritis is already treated, the insurance company won't pay for it. The policy does not have a maximum age, but customers will need to pay a minimum $2,500 deductible in order to cover vet bills.