Because of Las Vegas's busy nightlife, and its high tourist traffic, it can be confusing to purchase auto insurance. This can increase the risk of accidents, which leads to increased car insurance rates. There are ways you can get cheap auto insurance in Las Vegas while keeping your monthly premiums down.
cheapest auto insurance las vegas
Costs for auto insurance in Nevada are affected by a wide range of factors. However, most drivers can find the cheapest car insurance in Las Vegas if they shop around and compare quotes.
You can save money by increasing your deductibles or choosing higher levels of insurance.
Cheapest car insurance nevada
Nevada requires drivers to carry liability coverage, which covers bodily harm up to $25,000. Bodily injury upto $50,000. Property damage of $20,000 is also required. The law also requires all drivers to have uninsured motorist coverage, which helps protect you if you're hit by an uninsured driver.
cheapest car insurance las vegas for bad drivers
A driver's previous driving record can affect your rates. If you're a good driver, insurers will consider you to be a low-risk and charge you less for insurance.
If you've received a recent ticket for speeding (or received a citation), you could see a 68% increase in your insurance rate after you are convicted. After a DUI - one of the worst traffic offenses - insurers will also raise their rates.
Minimum liability insurance is the most common type of coverage, as it meets state minimum requirements. You can also choose collision or comprehensive insurance to protect yourself from car damage as a result an accident.
Get the cheapest full coverage car insurance
Las Vegas' average full-coverage auto insurance costs $277. This is much less than the state average of $511, and is a significant savings. State Farm offers the most affordable full coverage policy.
Car insurance for sports cars in Nevada - cheapest rates
Your car insurance premiums can be significantly affected by how much protection you choose. Some drivers only choose the minimum amount of coverage. This is usually enough to cover repairs and replacements. Others choose a package that offers a range of protections including uninsured motorists coverage and rental reimbursement.
Cheapest car insurance for good driving in Nevada
It can be helpful to compare policies that offer discounts if you are a good motorist. Many insurance providers offer discounts for driving safely and multiple vehicles.